Ngā Tāngata Microfinance

LKH Consulting has partnered with Ngā Tāngata Microfinance as a Financial Mentor.
Through this partnership we can help you access their services with a GetControl Debt Relief Loan or a GetAhead Asset Building Loan
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GetAhead: Asset Building Loan

A loan to help build your family's assets as well as general well-being. This can be a wide variety of items, e.g. household items like a fridge, washing machine, TV, bedding, beds, or health items like dental work or getting glasses. School and education related expenses are included.
To be eligible to apply for the Asset Building loan you must:
  • Be 18 years or over
  • Have lived in the same place for two months or more
  • Be on a low income (eg have a Community Services Card)
  • Have enough extra in your budget to comfortably make the repayments within two years
  • Be applying for $2,000 or less
  • Be working with a budget advisor (financial mentor)
Exclusions:
Loan is NOT for;
  • Emergency funds
  • Vehicle funding

GetControl: Debt Relief Loan

A loan granted for the purpose of repaying high interest loans. They are only granted once (Debt Relief extension is an exception to this.)
​You will need to fill in the application form and agree to setting up a redirection from your wages or Work and Income payments. The loan application process requires you to provide copies of bills and statements to demonstrate the budget figures you provide.
Eligibility for Debt Relief no interest loan:
  • Be 18 years or over
  • Have lived in the same place for two months or more
  • Be on a low income
  • Have enough extra in your budget to comfortably make the repayments within two years
  • Be applying for $3,000 or less (the Debt Relief extension is the exception to this)
  • Be working with a budget advisor (financial mentor) for 4 months
Exclusions:
​Loan is NOT for;
  • Emergency funds